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Personal Loans

Online Loan Application

Personal Loan

 

You can use a personal loan to pay for almost anything, from a new computer to your next large purchase. NSLFCU personal loans are closed-ended (will be repaid in full by the end of the loan term), and don't require collateral.  Best of all, a personal loan comes at a fixed rate, so you always know what your payment will be.  A complete Personal Loan Application Packet consists of the following documents:

 

Personal Signature Loans  ($500 to $20,000)

Term                   *APR as low as                              

up to 36 Months                            8.99%                            6.99%          

37-48 Months                               10.99%         TO         8.99%          

49-60 Months                                11.99%                           9.99%

 
  • Two most recent paystubs
  • Most recent W-2 (If self-employed please submit two most recent tax returns)
  • If applicable please submit proof of monthly retirement income.
  • For debt consolidation loans, please provide a copy of the bills to be consolidated.

Shared Secured

Borrow at a much lower rate with our Share Secured Loans. Just use your savings as collateral to borrow at a lower rate, and still earn dividends on your savings account.

Please contact us for more information.  301-899-0300

 

SHARE SECURE

Share secure rate is 3.30% however, the website shows 3.00%. We need to update it to 3.30%

Cash In A Flash

UP TO $1000 ON THE SPOT

  • $20 application fee
  • Minimum 6-month membership
  • Age 18+
  • The account in good standing
  • Direct deposit for the most recent six-month period
  • One time deposits such as tax refunds are excluded
  • The maximum term of 6 months
  • No bankruptcy filings within last 12 months
  • Minimum of 12-month employment within the same field
  • One loan permitted at a time 
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