Personal Loans

Online Loan Application

Personal Loan

You can use a personal loan to pay for almost anything, from a new computer to your next large purchase. NSLFCU personal loans are closed-ended (will be repaid in full by the end of the loan term), and don't require collateral.  Best of all, a personal loan comes at a fixed rate, so you always know what your payment will be.  A complete Personal Loan Application Packet consists of the following documents:

  • Two most recent paystubs
  • Most recent W-2 (If self-employed please submit two most recent tax returns)
  • If applicable please submit proof of monthly retirement income.
  • For debt consolidation loans, please provide a copy of the bills to be consolidated.

Shared Secured

Borrow at a much lower rate with our Share Secured Loans. Just use your savings as collateral to borrow at a lower rate, and still earn dividends on your savings account.

Please contact us for more information.  301-899-0300

Cash In A Flash


  • $20 application fee
  • Minimum 6-month membership
  • Age 18+
  • The account in good standing
  • Direct deposit for the most recent six-month period
  • One time deposits such as tax refunds are excluded
  • The maximum term of 6 months
  • No bankruptcy filings within last 12 months
  • Minimum of 12-month employment within the same field
  • One loan permitted at a time