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Auto Loans

Online Loan Application

Auto Loan Rates - Effective 10/01/2024

Minimum amount to borrow $5,000 

New Auto Rates

Term                          *APR as low as                              

0-36 Months                    4.49%                           

37-60 Months                  4.99%                     

61-72 Months                  5.49% 

73-84 Months                  5.99%

Used Auto Rates

Term                          *APR as low as                              

0-36 Months                    5.29%                           

37-48 Months                  5.49%                     

49-60 Months                  5.99%

61-72 Months                  6.29%

73-84                               6.49%

Refinance Auto Rates 

Term                          *APR as low as                              

0-36 Months                    5.79%                           

37-48 Months                  5.99% 

49-60 Months                  6.49%                    

61-72 Months                  6.79% 

73-84 Months                  6.99%

 

Contact Credit Union for terms and conditions                         

There's nothing like the freedom of owning a new car, and it feels even better when you know you have financed your new car through your credit union, (dealership purchases only).  Our rates are among the lowest you'll find anywhere. Don't delay, apply today! A complete Automobile Loan Application Packet consists of the following documents:  

  • Two most recent paystubs
  • If applicable please submit proof of monthly retirement income.
  • Most recent W-2 (If self-employed please submit two most recent tax returns) 
  • Vehicle purchase order 
  • Proof of Insurance with NSLFCU listed as lien holder

 

Rates and currents offers and are subject to change.

*APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Rates quoted assume excellent borrower credit history. Not all applicants will qualify for the lowest rate. The rate you receive on your loan will be the rate in effect at the time of loan disbursal.

 



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